START Office

Available Funds


Grants are based on financial need and do not have to be repaid. In order to be considered for grant money, you must submit the FAFSA to Chadron State to determine if you qualify. Grants are often times referred to as gift aid. The types of grants that may be available are:

Work Study

Federal Work Study is awarded to undergraduate and graduate students based on financial need and availability of funds. In order to be considered for Work Study, you must submit the FAFSA to Chadron State to determine if you qualify. This program provides job opportunities for students to earn money to help offset educational expenses for the academic year. These funds are limited and it is strongly recommended that students meet the June 1st deadline to be considered. A variety of positions are available, some including community service and off campus sites.

The amount of the Work Study award is the maximum you may earn during the term(s) specified. The award is earned according to the number of hours you work successfully. Students are paid at the current federal minimum wage. Students are responsible for locating a job and completing the necessary payroll paperwork. Work Study permits are emailed to the student’s EagleMail account:

The following document displays the approximate Work Study hours per week/per award. Remember these amounts are only estimates. If you work more hours, your award will be expended sooner in the semester. You and your supervisor will need to monitor your remaining hours so that the Work Study award is not exceeded.

Student Loans

Federal Direct Loan
The federally funded loan program includes both need-based and non-need-based loans and are available to undergraduate and graduate students. In order to be considered for federal student loans, you must submit the FAFSA to Chadron State to determine if you qualify. Eligibility depends upon the student’s enrollment status, grade level, and prior borrowing.

Annual loan limits reflect the maximum combined borrowing from both the subsidized and unsubsidized programs. The annual grade level loan limits are as follows:

Grade Level Loan Amounts
Freshman (0-29 earned credit hours) $5,500
Sophomore (30-59 earned credit hours) $6,500
Junior (60-89 earned credit hours) $7,500
Senior (90-120 earned credit hours) $7,500

For most students the annual loan limits are applicable to a scheduled academic year which begins with the fall semester and ends with the summer session.

Repayment of the principal is generally deferred until six months after the student graduates, withdraws, or drops below half-time status. You may be allowed up to 10 years to repay the loan. Monthly payments are set depending on the size of debt with $50 being the minimum payment.

Interest rates for Federal Direct Loans disbursed between July 1, 2015 and June 30, 2016:

Parent Loans

Federal PLUS Loans
This federally funded Parent Loan for Undergraduate Students (PLUS) is available for parents of dependent undergraduate students. Parents may borrow up to the total cost of attendance less financial aid. Proceeds are to be used for educational expenses.

Repayment begins within 60 days after the second disbursement is made. However, interest begins to accrue on the date the first disbursement is made. Minimum monthly payments are $50. The borrower may be allowed up to 10 years to repay the loan.

TRiO Programs
Student Support Services’ ELITE program is a federally funded program which emerged out of the Higher Education Act Amendments of 1965. Chadron State College was awarded a four-year renewable grant to fund this program and assist its population of eligible students.